Otterview Commercial Capital, a small-business funding service in Canton, Ohio, helps Massillon, OH owners by phone and online. ZIP 44646 counted 799 employer establishments in 2023, led by retail and health care, with very small professional and real estate firms. Funding partners review each request and make their own decisions; this page lays out the local figures.
| Distance from Canton, OH | About 8 miles W |
|---|---|
| ZIP 44646 employer establishments | 799 (ZBP 2023) |
| Largest sectors (ZIP) | Retail 122, health care 118 |
| County | Stark County, OH |
Massillon, OH and its two ZIP codes
Massillon, OH is a Stark County, OH city about 8 miles west of Canton, OH. The city's land splits mainly between ZIP 44646 (53.8%) and ZIP 44647 (38.9%). The figures on this page come from ZIP 44646, which the city covers about 35.5% of, so they include businesses just outside city limits.
Business mix in ZIP 44646
ZIP 44646 had 799 employer establishments in 2023, 15,311 paid employees and about $753.7 million in annual payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023); 47.7% of establishments had fewer than five employees.
| Sector (ZIP, 2023) | Employer establishments | Share under 5 employees |
|---|---|---|
| Retail Trade | 122 | 33.6% |
| Health Care and Social Assistance | 118 | 29.7% |
| Other Services | 98 | 55.1% |
| Accommodation and Food Services | 86 | 26.7% |
| Construction | 55 | 70.9% |
| Professional, Scientific, and Technical Services | 51 | 82.4% |
| Real Estate and Rental and Leasing | 44 | 88.6% |
Very small professional firms, larger care providers
Two patterns stand out. Professional firms in ZIP 44646 are tiny: 82.4% had fewer than five employees, so a single lost client or a slow-paying account moves the whole firm's cash. A modest line of credit may fit that better than a lump sum. Health care providers are the opposite: only 29.7% were that small, and larger practices may need equipment, build-outs and buy-ins, where term loans and equipment financing can fit.
Self-employment in Massillon, OH
About 7.5% of employed Massillon, OH residents are self-employed (margin 1.7 points), in line with the county's 8.0% (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). Around 2.6% run incorporated businesses and 4.8% unincorporated ones.
Working with Otterview from Massillon, OH
County-wide numbers are on the Canton, OH page, and the industry pages show how local trades use each funding type. When you are ready, send a request or call (330) 208-9750; the full list of towns covers the rest of the area.
Who Otterview Commercial Capital works with in Massillon, OH
Otterview Commercial Capital works with Massillon, OH businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
What to gather before you call
- The last three to six months of business bank statements
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Proof of ownership and business registration
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- You call (330) 208-9750 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Everything can be handled by phone or online from Massillon, OH.
By Otterview Commercial Capital · Updated
